Owners hear federal “click to cancel” described as settled in both directions. Here is where it stands in October 2026.
In October 2024 the FTC amended its Negative Option Rule to require disclosure of material terms, express consent and a simple way to cancel, effective January 14, 2025. Its own analysis named gym, fitness center and health studio memberships as ones that may require cancellation by certified mail or in person. On July 8, 2025 the Eighth Circuit vacated the rule on procedural grounds, with the Health & Fitness Association filing in support of the challengers. In February 2026 the FTC put the earlier text back, and on March 13, 2026 it started again with an advance notice of proposed rulemaking, the earliest stage, taking comments until April 13. No federal click-to-cancel rule is in force today.
That has not made a hard cancellation safe. In August 2025 the FTC sued the operators of LA Fitness, which it says run more than 600 locations with over 3.7 million members, under the Restore Online Shoppers’ Confidence Act, saying tens of thousands of customers reported trouble canceling. The case is pending. Meanwhile the states wrote their own:
- California. AB 2863 applies to contracts entered into, amended or extended from July 1, 2025: express affirmative consent, an annual reminder, cancellation in the same medium the member used to sign up, consent records kept for three years, and rules for free trials that convert to paid. A save offer is allowed only if the member can still cancel. The state’s health studio law separately caps terms at three years and lets members cancel in person, by email from the address on file or by first-class mail.
- New York. The Attorney General’s summary of the Health Club Services Act: contracts capped at $3,600 a year and 36 months, three days to cancel after signing, and cancellation through the club’s website, email, phone, mail or in person.
- Connecticut. Its updated automatic renewal law, as the Health & Fitness Association summarized it in September 2026, requires renewal reminders, online cancellation for online sign-ups, and cancellation within one business day of a voicemail asking for it.
The association counted more than 160 fitness-relevant bills in 2025, 21 of them enacted, with auto-renewal one of the main themes.
The marketing lesson is the one the FTC drew in its business guidance on the LA Fitness case: making people jump through hoops to cancel is bad business. A gym that can honestly put “cancel online, any time” in its ads is answering the question every shopper has, and in California, New York and Connecticut a good part of that promise is already the law.