New York remodeling contractor marketing that changes at the city line and every county line
A free plan that matches each ad, van and proposal to the license you hold in the city, Nassau, Suffolk or Westchester, then fixes the wording that stalls a signed kitchen.
- Each ad, profile and van checked for the license number the city or your county asks for
- Proposal and contract templates set against the state's list of what a remodeling contract must print
- Warranty and financing wording cleared for New York City jobs, where the rules are the strictest
- An honest evaluation, with no obligation to hire us
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The 60-second version
- In New York City, every ad carries your DCWP license number, and lifetime warranties and loan offers are off the table
- Nassau, Suffolk and Westchester each license remodelers and want their own number in ads, so build one landing page per licensing area
- The state's contract law lists what every proposal must print, including dates with contingencies, which is where co-op jobs slip
- Synthetic people in video ads and quote tools that price from personal data now carry required labels in New York
DCWP reads a city remodeler's ads before most homeowners do
In New York City, your ads are part of your license. The city's consumer agency can fine you over a banner or a Google ad, so the wording deserves the same care as the tile work.
Anyone who sells or performs home improvement work on a private home in the city needs a Home Improvement Contractor license from the Department of Consumer and Worker Protection (DCWP), as the city's business portal explains. Your subcontractors need one too. Every ad and piece of sales literature must show your license number. The startup guide covers getting the license. This section covers what it changes in your marketing.
DCWP's exam guide for contractors lists the advertising basics. The ones that catch kitchen and bath firms:
- Installation. If it costs extra, the ad says so in plain view.
- "Factory to you." Only a firm that makes the cabinets or vanities may say it.
- Savings. A "you save" figure cannot read as the selling price.
- Pictures. A photo of a project has to show the size and quality you are actually selling.
Your name matters as much as your number. You may do business only under the name or DBA on the license, per the city's inspection checklist. So the name on your Google Business Profile, your Houzz page and your van should match it. A brand name the license does not carry needs to be added as a DBA first.
Claims you cannot prove are out as well. The checklist's own example is an ad promising a set percentage off energy bills with no proof behind it. A kitchen ad that says "cut your utility bill" with new appliances falls in the same bucket.
Lies cost money. DCWP's exam guide sets civil fines of up to $500 for each misrepresentation, and a contract signed after one can be voided. Working without a license is a misdemeanor.
New York City bars the loan pitch that sells kitchens elsewhere
In most states, "low monthly payments" is a normal kitchen headline. In New York City it breaks a licensing rule, because the city keeps remodelers out of the loan business entirely.
DCWP's inspection checklist says a licensee cannot arrange financing or help a customer get it for the job. The exam guide puts it another way. A contractor may not act as an agent for, advertise, promote or arrange a home loan or a home improvement loan.
That reaches further than a banner. Watch for these on a city-facing site:
- A lender widget that pre-qualifies a homeowner on your bathroom page.
- "Ask about financing" buttons and ad extensions.
- Partner logos from a lender, with a link to apply.
- A sales script that offers to set up the loan at the kitchen table.
Westchester takes the opposite approach. A company that arranges or facilitates financing there hands the homeowner a "Consumer's Bill of Rights" and a payment disclosure form, according to the county's notice to contractors. Copies go to the county within five business days.
So a firm working the Bronx and White Plains may need two versions of one page. The federal rules on advertised payment terms sit on our kitchen and bath page and apply on top of all this. Not legal advice. Confirm the financing question with counsel before a page goes live.
Long Island and Westchester license by county, and each writes its own ad rules
Cross the city line and the license changes hands. Nassau, Suffolk and Westchester each issue their own, so one ad aimed at all three may need three numbers.
The market is worth that bother. Census estimates for July 2025 put Nassau at 1,398,939 people and Suffolk at 1,546,090, and Westchester grew by 6,578 to 1,015,743, per the Census Bureau's county file. Here is what each county asks of your marketing.
Nassau. The county's rules want the license number and the full company name on display ads and promotional literature, both as printed on the license. Other lines in the same rules:
- Extra charges. Installation and delivery that cost extra are named in the ad.
- Warranties. Any mention of one says what it covers and its terms.
- Sale prices. A "was" price has to be your usual price, not a number picked for the ad.
- Missing parts. A price that leaves out needed parts says "necessary accessories at extra cost."
The copy on the county's archive is dated April 8, 2014, so check it against the current version before you print. It also asks for a copy of the license in every work vehicle. Subcontractors and their license numbers go to the homeowner at signing.
Suffolk. Suffolk's license law requires the license number in all home improvement advertising. It also treats an ad for a price you never meant to honor as grounds for a fine, which Suffolk's license law sets at up to $750 for a first violation and $1,500 after. Since 2021 the contract or paid receipt must name the employee doing the work and give the license number.
Westchester. The number goes on ads, contracts and invoices, and on proposals and letterhead too, per the county's notice. Deposits sit in a designated escrow account.
For your ads, that means one landing page per licensing area. Each shows the number that applies there. Our New York page covers why the boroughs and Long Island also need different copy.
Whose number goes where: New York remodeling rules in brief
- New York City ads
- Every ad and piece of sales literature carries your DCWP home improvement license number, per the city's inspection checklist
- Nassau County ads
- The license number and the full company name, both exactly as printed on the license, under Nassau's home improvement rules
- Suffolk County ads
- All home improvement advertising shows the county license number, under Suffolk's license law
- Westchester County paperwork
- The number goes on ads and on all business paperwork, and deposits go into escrow, per the county's notice to contractors
- Every contract in the state
- Start and finish dates with any contingencies, the make and model of materials, a lien notice and a three-day cancel notice, under the state's home improvement contract law
- City jobs after signing
- No work and no changes to the home until the three-day cancel period has run out, per DCWP's checklist
Get the numbers right, then the proposal
Tell us which licenses you hold and where you build. The plan starts with the number on every ad, then turns the state's contract list into a proposal homeowners trust.
Your free plan for New York starts with:
- The right license number on every ad, by territory
- Proposals rebuilt on the state's contract list
- City pages cleared of loan offers and lifetime promises
Check your New York ads, proposals and pages in a minute
Open your site, one live ad and your last signed proposal. Answer yes only when they would pass today. Your answers stay in your browser.
Answer all five to see where you stand. Your answers stay on this page.
The state's contract list doubles as a proposal template, and co-op jobs test its dates line
Every remodeling contract in New York has to print a set list of things, from Buffalo to Brooklyn. Build that list into your proposals and the homeowner sees a plan, not a price on a napkin.
The state's home improvement contract law asks for more than a signature. The lines that matter most for kitchens and baths:
- Dates. The approximate start and finish, plus any contingencies that would change the finish date.
- Materials. The make, model number or other identifying details of what you supply.
- Progress payments. A schedule in dollars and cents tied to the stage of work each payment covers.
- Deposits. A notice that payments before completion go into a trust account, unless you post a bond instead.
Since April 23, 2022, the same law also asks you to disclose your property or casualty insurance before work starts, with the insurer's phone number and address. A lien notice in bold type and a three-day cancel notice round out the list.
The dates line is where co-op and condo kitchens go wrong. A building's approval of the work can move the start date, so name it as a contingency in writing. Do not let an ad or a salesperson promise a start week the board has not cleared.
New York City adds its own steps, per DCWP's checklist. Before signing, you give a signed notice listing the permits the job needs, who pulls them and the estimated permit fees. A contract negotiated in Spanish, Mandarin or any other language comes in English and that language. And you keep contracts for six years.
Upstate, in Buffalo and Rochester, the state list is the floor even where no county license applies. We would still ask the town about its own rules before running a campaign there.
Two newer New York laws reach remodeling videos and online quote tools
Two laws from the last year touch tools remodelers have started using: AI video and instant price calculators. Neither is about remodeling, but both catch it.
From June 9, 2026, a New York ad must disclose a synthetic performer, meaning a person who exists only as a computer creation, under the state's synthetic performer law. The duty applies when the advertiser knows. A made-up homeowner walking through a new kitchen in a video ad is the remodeling case. A rendering of the room with no person in it is outside the law, on our reading. Audio-only ads are exempt.
Online estimators are the second case. If a price is set by an algorithm using the visitor's personal data, the page must show the words "THIS PRICE WAS SET BY AN ALGORITHM USING YOUR PERSONAL DATA" next to it, under the state's pricing disclosure law. A calculator that only multiplies square footage by a rate does not use personal data. One that adjusts the quote by neighborhood or browsing history may.
The bar for every ad also rose this year. New York's consumer protection law now covers unfair and abusive practices, not only deceptive ones. That makes a quiet review of old promotional pages worth the hour.
New York remodelers ask about license numbers, loans and start dates
We work in Queens and in Nassau. Which license number goes on an ad?
Whichever license covers the place the ad runs, and both when one ad reaches both. City ads carry the DCWP number, and Nassau ads carry the county number with the full company name as printed on the license. The cleanest setup is one landing page per area, each showing its own number.
Does a Houzz or Thumbtack profile count as advertising in New York City?
DCWP's guide says all advertising and sales literature must carry the license number, so we treat any profile that sells your work as an ad. Thumbtack lists home improvement licenses among those it may verify, which puts the number in front of buyers as a credential too.
Can a Manhattan bathroom page show a monthly payment from a lender partner?
DCWP's checklist says a city licensee cannot arrange financing or help a customer get it, and the exam guide adds advertising or promoting a home improvement loan. We would take the offer off city-facing pages and ask counsel before any financing language goes back.
Can our crew start demolition the morning after a city homeowner signs?
No. In New York City no work and no changes to the home may start until the three-day cancel period has run out without a cancellation. Build those days into the schedule you quote and the start date your ads suggest.
If a lifetime warranty is out in the city, what can we advertise?
A guarantee that runs for the normal life of the item, per DCWP's exam guide. For defects in materials or workmanship, it should not run past the time a defect is likely to show up. Keep the contract for as long as any guarantee lasts if that is longer than six years.
Do jobs in Buffalo or Rochester need any of this?
The state's contract list applies there in full, from the dates and materials to the payment schedule and the notices. The county license rules on this page are downstate ones, so before a campaign we would ask the town what it requires.
The order a New York remodeling plan follows
- The right license number on every ad, by territory
- Every ad, listing, sign and van, each matched to the city or county license number that applies where it runs or parks.
- Proposals rebuilt on the state's contract list
- Dates with contingencies, make and model lines, a progress payment schedule tied to stages and the insurance notice, laid out so a homeowner can read them in one sitting.
- City pages cleared of loan offers and lifetime promises
- Financing buttons, lender widgets and warranty banners taken off any page aimed at the five boroughs, with Westchester's disclosure route kept where it applies.
- One landing page for each licensing area
- Separate pages and ad groups for the city, each Long Island county, Westchester and upstate, each with its own license line and its own copy.
- Quote tools and video ads checked against this year's laws
- Any estimator that reads personal data gets the required line or a simpler formula. Any synthetic person in a video gets a clear label.
Sources
12 cited
Rules and figures on this page trace to these pages. None of it is legal advice; confirm anything that affects your license or your ads with the agency or your counsel.
- NYC DCWP, Inspection Checklist: Home Improvement Contractors (updated June 2026)
- NYC DCWP, Home Improvement Examination Guide
- NYC Business, Home Improvement Contractor License
- NY GBL 771 (nysenate.gov): required terms of a home improvement contract
- Nassau County Office of Consumer Affairs, Rules and Regulations Relating to the Home Improvement Business (April 8, 2014)
- Suffolk County Code Chapter 563, Home Improvement License Law
- Westchester County Department of Consumer Protection, Notice to Home Improvement Contractors
- NY GBL 396-B (nysenate.gov): disclosing synthetic performers in ads
- NY GBL 349-A (nysenate.gov): the algorithm pricing notice
- NY GBL 349 (nysenate.gov): the state's consumer protection statute
- U.S. Census Bureau, county population estimates, Vintage 2025
- Thumbtack Help Center, managing your license
Where to read next
Your license numbers, your counties and one recent proposal
Send each license you hold, the places you build, your website address and one proposal with the prices blacked out. We mark every ad and template that misses a required line and put the fixes in order.
- A free consult. A real conversation about your business, your area and what is not working yet.
- An honest evaluation. Where you stand in search, ads and follow-up next to the businesses you lose customers to.
- A plan you keep. What we would fix first and why. It is yours whether or not you work with us.
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